Self-employed in Canada? Here’s exactly how lenders calculate your income for a mortgage — including the write-off trap most business owners fall into, the difference between sole proprietors and incorporated owners, and why a broker is your biggest advantage.

You found the home. You love the neighbourhood. You’ve done the math. And then — the mortgage application comes back with problems. It happens more often than people expect, and usually not for dramatic reasons. Most mortgage hiccups come down to a handful of very common, very fixable issues. The good news? If you know […]